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marrosas1
New Member

I had health insurance coverage for part of the year, and then I had a Hospital Income Policy for the rest of the year. Does this count as being covered all year?

 
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CarolC
Level 6

I had health insurance coverage for part of the year, and then I had a Hospital Income Policy for the rest of the year. Does this count as being covered all year?

No, it does not count as being covered all year.  A Hospital Income Policy is not considered major medical coverage.  This is a supplemental policy and is not a substitute for minimum essential coverage required by the Affordable Care Act.

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CarolC
Level 6

I had health insurance coverage for part of the year, and then I had a Hospital Income Policy for the rest of the year. Does this count as being covered all year?

No, it does not count as being covered all year.  A Hospital Income Policy is not considered major medical coverage.  This is a supplemental policy and is not a substitute for minimum essential coverage required by the Affordable Care Act.

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