For a married couple to file MFS is the most costly way to file tax-wise. Read https://ttlc.intuit.com/questions/2932935
With the online version, one account, one return. If you create a 2nd return on the same account, then you overwrite/delete the first return and there is no way to recover it. It's just gone.
You can create up to 5 accounts per e-mail address. To do that, log out of the account you're using "right now", and click the "create account" link below the password field.