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As SuperUser Kat mentioned above, one of the fees is the refund processing fee when one chooses to pay out of the Federal refund.
If you haven't yet filed, and if you want to remove that choice, you can remove the refund processing option and once removed, then you can pay upfront with credit card, debit card, or a prepaid debit card you can buy in a store. The method to remove it depends on your location, so choose the FAQ below.
Non-California filers:
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-the-refund-processing-service
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