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I don’t know if I could be considered a dependent. I am only 21, but married, and now paying for my own insurance plan. However we are currently living with my parents?

 
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2 Replies
DMarkM1
Employee Tax Expert

I don’t know if I could be considered a dependent. I am only 21, but married, and now paying for my own insurance plan. However we are currently living with my parents?

Generally, if you are married you would not be claimed as a dependent.  However, in certain circumstances you could.  First, you don't file a joint return with your spouse. 

 

Are you a full-time student and did you not provide more than 1/2 your total support.  You could be claimed as a dependent child. See the rules for a qualifying child below.

 

If not a dependent child, did you make less than $4300 for the year in 2020 and provide less than 1/2 your total support?  You could be claimed as a dependent.  See the rules for a qualifying relative below.

 

Qualifying Child:

  1. The child must be your son, daughter, stepchild, foster child, brother, sister, half brother, half sister, stepbrother, stepsister, or a descendant of any of them.

  2. The child must be (a) under age 19 at the end of the year and younger than you (or your spouse if filing jointly), (b) under age 24 at the end of the year, a student, and younger than you (or your spouse if filing jointly), or (c) any age if permanently and totally disabled.

  3. The child must have lived with you for more than half of the year.

  4. The child must not have provided more than half of his or her own support for the year.

  5. The child must not be filing a joint return for the year (unless that joint return is filed only to claim a refund of withheld income tax or estimated tax paid).

Qualifying Relative:

  1. The person can't be your qualifying child or the qualifying child of any other taxpayer.

  2. The person either (a) must be related to you in one of the ways listed under Relatives who don't have to live with you , or (b) must live with you all year as a member of your household (and your relationship must not violate local law).

  3. The person's gross income for the year must be less than $4,300.

  4. You must provide more than half of the person's total support for the year.

  

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Hal_Al
Level 15

I don’t know if I could be considered a dependent. I am only 21, but married, and now paying for my own insurance plan. However we are currently living with my parents?

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