I claim an adult dependent without income or insurance. Do I have to pay a penalty or can I check that plans were not affordable due to her lack of income?

Terri · ‎June 1, 2019

MinhT · ‎June 1, 2019

If you claim her as a dependent, you are responsible for the ACA penalty if she did not have insurance in 2017. And whether her insurance plan was affordable or not is determined based on your Adjusted Gross income, and not on her income alone.

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MinhT · ‎June 1, 2019

If you claim her as a dependent, you are responsible for the ACA penalty if she did not have insurance in 2017. And whether her insurance plan was affordable or not is determined based on your Adjusted Gross income, and not on her income alone.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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I claim an adult dependent without income or insurance. Do I have to pay a penalty or can I check that plans were not affordable due to her lack of income?