I bought turbo tax at Sams club for $95 but when I go to file it says it needs credit card info and wants to charge me $130. Is this right

[xmasbaby0]

No.

We see people get confused and they keep logging in to online software which will require them to pay at the end.   You need to use the desktop software.   One way to tell if you are using the right software---your tool bar.   Online software has the toolbar in a black vertical column on the left side of the screen.   Desktop software has the tools up on the top of your TT screen.

You appear to be posting from online software instead of the desktop CD/download software that the license code is for.  If you are using online, you are using the wrong program.  You need to switch to the desktop software to get what you paid for.  You have to download it, update it and open it up from your own hard drive to use it.  

https://ttlc.intuit.com/community/choosing-a-product/help/how-do-i-switch-from-turbotax-online-to-th...

[SteamTrain]

Yes and NO !

You bought the software at SAMs club....for the Desktop/download software !

You were supposed to install that on your computer and use that software there......and not use the "Online" browser-based software.

You appear to be using the "Online" Software (Self-Employed) software in a browser.

Paying for the Desktop software does not pay for the Online software...Those are two entirely different software systems.

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Now, you can finish installing your Sam's Club purchase on your home computer.

....start a dummyfile to get along far enough to get your state downloaded and updated on your home computer.

..........then download the .tax2022 datafile from your Online account.

..................and then open it on your home computer, continue working on it...or filing it from there.

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(If you are e-filing a state, that cost is $20-$25 on the desktop software...except for e-filing NY)