I am trying to figure out if its worth it to upgrade? I have a $705 outstanding. If TT can save me at least $120 to upgrade then I'll do it.

That depends on what the Upgrade is for.

 

If it is for an Education Credit, it may be worth doing.

 

If it's for a Retirement Savings Contribution Credit, it may not be.

 

You can Upgrade and then if you are not happy with the result, 'Clear and Start Over' to downgrade again.

 

Click this link to see if you qualify for the  Free File Program. 

You are in Deluxe now, which does everything Premium does.

Nothing will change except the amount of your fees..