How do I receive premium tax credit

[pgm1023]

My AGI is well below 400% FPL (~$30,000) for 2021 tax year. I was eligible for premium tax credit when applied for health coverage through Marketplace but decided not to use it so I could receive it when I file for tax return. I paid about $3,000 during 2021 for insurance premium out-of-pocket. I did not receive Form 1095-A from the healthcare.gov and I don't know why

[JillS56]

If you purchased coverage through the Marketplace and you have not received your Form 1095-A, you should contact the Marketplace from which you received coverage. You should wait to receive your Form 1095-A before filing your taxes.

How to find your 1095-A online

1. Log in to your HealthCare.gov account.
2. Under "Your Existing Applications," select your 2021 application — not your 2022 application.
3. Select “Tax Forms” from the menu on the left.
4. Download all 1095-As shown on the screen.

Health Insurance Marketplace Statement

[pgm1023]

Do I still receive 1095-A even if I did not do advanced tax credit?

[HelenC12]

Yes, you will still receive a 1095-A form even if you didn't take the Premium Tax Credit in advance and you chose to take the credit (if any) at tax time. 

• To get your 1095-A, see What if I don't have or lost my 1095-A?

You must meet all of the following criteria to qualify for the premium tax credit:

• You must get your health care coverage through the Marketplace
• You can't be eligible for health care coverage through alternative options such as your employer or the government
• Your income needs to fall within a certain range
• Another person can't claim you as a dependent on their return
• You must file a joint return if you're married