HOW DO I GET THE $6000 TAX CREDIT FOR SENIOR CITIZENS MAKING LESS THAN $75000?

[DoninGA]

If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

[JohnB5677]

The full taxable amount that is included in your taxable income is on line 15 of Form 1040.

• You will only see the base Standard or Itemized deduction on ‌line 12e.
• However, the Senior Deduction is reflected on line 13b of Form 1040.
•  It is reflected on Schedule 1A, Part V, Line 37

There's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

• This deduction is for qualified individuals.
  • Age: You must be 65 or older by the end of the tax year (e.g., born before Jan 2, 1961, for 2025 returns).
  • Income Limits: Your Modified Adjusted Gross Income (MAGI) must be below certain thresholds (e.g., $175k single, $250k joint for 2025), with deductions phasing out above those levels.
  • Benefit: Up to $6,000 (single) or $12,000 (joint) Additional standard deduction to reduce taxable income. 
• Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).

For more information, see Deductions for Seniors.

If you and your spouse are both 65 or over, everything is evaluated for both of you.

• The phase-out begins at $75,000 (single) or $150,000 (married filing jointly). 
• If you (as a couple) had an income under $150,000 there is no phase-out for either of you.
• If your income is above $150,000, it will affect both of you.
• The deduction begins to phase out above these limits, fully disappearing at $175,000 for singles and $250,000 for couples.