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eagu
Level 1

Hi, my case as a couple. I'm the only one filing taxes as a full-time PhD student (resident alien); wife never files taxes because she worked for UN (until Aug)

 
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DaveF1006
Expert Alumni

Hi, my case as a couple. I'm the only one filing taxes as a full-time PhD student (resident alien); wife never files taxes because she worked for UN (until Aug)

While you have been filing alone, Married Filing Jointly (MFJ) is almost certainly your best move, even if your wife has no "taxable" income.

 

  1. The Benefit: Filing jointly doubles your Standard Deduction (likely around $30,000 for the 2025/2026 tax years). It also makes you eligible for several family tax credits that are restricted or denied to those who file as "Married Filing Separately."
  2. The "Resident Election": Since you are a resident alien and she is (presumably) a nonresident or G-4 visa holder, you can make a Section 6013(g) election. This treats her as a U.S. resident for tax purposes. You can make this election within TurboTax 

If your wife has a Social Security Number or ITIN, you may file this return electronically. If not, you will need to file a W7 form with your return and then print and mail the return.  Here is a link for the form W7 and its instructions.

 

Since today is April 15, you may wish to apply for an extension in your return. Go here to file the extension. 

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2 Replies
DaveF1006
Expert Alumni

Hi, my case as a couple. I'm the only one filing taxes as a full-time PhD student (resident alien); wife never files taxes because she worked for UN (until Aug)

While you have been filing alone, Married Filing Jointly (MFJ) is almost certainly your best move, even if your wife has no "taxable" income.

 

  1. The Benefit: Filing jointly doubles your Standard Deduction (likely around $30,000 for the 2025/2026 tax years). It also makes you eligible for several family tax credits that are restricted or denied to those who file as "Married Filing Separately."
  2. The "Resident Election": Since you are a resident alien and she is (presumably) a nonresident or G-4 visa holder, you can make a Section 6013(g) election. This treats her as a U.S. resident for tax purposes. You can make this election within TurboTax 

If your wife has a Social Security Number or ITIN, you may file this return electronically. If not, you will need to file a W7 form with your return and then print and mail the return.  Here is a link for the form W7 and its instructions.

 

Since today is April 15, you may wish to apply for an extension in your return. Go here to file the extension. 

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
eagu
Level 1

Hi, my case as a couple. I'm the only one filing taxes as a full-time PhD student (resident alien); wife never files taxes because she worked for UN (until Aug)

Hi @DaveF1006,

 

Crystal clear, million thanks!

 

She has lived in the US on a G-4 for 9 years until September, and then changed to an F-2. She has an SSN. I always filled separatedly. I use TurboTax, but I don't know how to declare this two-status history for tax purposes. Would you mind advising?    Thank you!  

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