Health insurance - I turned 26 in 2018 and bought a Marketplace (Obamacare) plan; before that I was on my parents' insurance (I have a 1095-B). How can I file?

[ctlang2014]

The only options seem to be private health insurance plan OR Marketplace (Obamacare) plan, but I had Blue Cross Blue Shield coverage through my mom's plan from January to April 2018 and then my Marketplace plan started in May. How do I select both so that I won't have to pay a penalty for not being covered (I was covered all year)?

(Please don't just say I can't enter 1095-B; I've already read that several times)

[Coleen3 · Accepted solution]

Indicate how many months you had insurance; all year. The next step is to say you did have insurance through the Marketplace. Enter your 1095-A, leaving blank any spaces that have zero on your form. You don't need to do anything additional for your employer provided insurance.

For 2019

You no longer need to indicate the number of months you were covered by insurance. However, you still need to enter a Form 1095-A.

Here's how to enter your 1095-A in TurboTax:

1. Open (continue) your return if you don't already have it open.
2. In the upper right, search for 1095-A.
3. Select the Jump to link in the search results.
4. Answer Yes on the Did you receive Form 1095-A for your health insurance plan? screen and Continue.
5. Enter your 1095-A info on the next screen and select Continue. We don't need all the info from your 1095-A, so we'll only ask about the info that affects your return