FED & State returns rejected due to joint occupancy processing error on form 5695 that will be corrected on 3/17/25. TT says I can mail returns. Anybody seen this?

[CatinaT1]

If you have Form 5695 and claiming joint occupancy, the IRS will not be accepting these returns until 3/16/25. You can see this on this IRS site. The language you see below is from Row 39 of the Tax Year 2024 spreadsheet.

Taxpayers claiming Joint Occupancy on Form 5695 will have to file via paper if filing their return before the Form 5695 schema is updated in mid-March. This temporary limitation should only impact a subsection of Form 5695 filers.  For a preview of the TY24 draft form and instructions for Form 5695, please see the Draft tax forms on IRS.gov at https://www.irs.gov/draft-tax-forms. Submission of Forms 5695 that do not claim Joint Occupancy may be e-filed at the start of Processing Year 2025

[jeffhatesspam]

I assume the answer is correct, but there are several things that bother me about this issue.

1.  It bothers me that Turbo Tax tells me I have no errors on my returns, I have a low chance of audit of my returns and my returns are ready to file when form 5695 has not been finanlized by the IRS and I can't file my returns.

2.  It bothers me that Turbo Tax took my money to e-file state returns when Turbo Tax knew my returns would be rejected because form 5695 that is associated with my Federal returns had not been finalized by the IRS.

3.  It bothers me that Turbo Tax is not ready to use to file my taxes and Turbo Tax did not warn me of the potential issues with form 5695 before I installed the program and lost any chance of returning it for a refund.

4.  It bothers me that Turbo Tax tells me I can "file via paper if filing their return before the Form 5695 schema is updated in mid-March".  How can Turbo Tax "guarantee" my returns have no errors and are ready for filing if the schema associated with Form 5695 has not been updated.

[peterk789]

I’ve been using Turbo Tax for 10+ years and this has been the worst experience ever! Along with 5695 error, I spent hours entering in missing data imported from my financial investment account. Considering trying another way to file my taxes next year. Comments welcome!