Does my employer offer me health insurance?

[Headmanbrewing]

For 2025 my employer decided to create a self insurance plan for the company. My health care costs are very expensive ($200k+ per year) so in exchange for me getting my own insurance through the Marketplace (and therefore not paying the $200k) they offered to pay my total insurance cost, including maximum out of pocket and premiums. When completing my taxes and the question is asked if I am offered insurance from my employer, what's my answer? Thanks!

[RobertB4444]

Health care reimbursements are tax free.  However, if your employer was offering a health plan and you turned it down in favor of the reimbursement plan then you say 'yes'.  If they were offering no option but the reimbursement plan then you can say 'no'.