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No one can see your screen or your tax return. We do not know what you mean by "in this instance" or what you are trying to do in regard to Aetna orBlue Cross insurance. Please explain and be specific.
Aetna and Blue Cross insurance plans typically don't fall under long-term care insurance rules unless they specifically offer qualified long-term care insurance policies.
Long-term care insurance is specialized coverage for chronic illness or disability care, not usually covered by standard health insurance plans like Aetna or Blue Cross.
To be considered under long-term care rules for tax purposes, the insurance must be a qualified long-term care insurance contract meeting IRS requirements, such as being guaranteed renewable and covering only qualified long-term care services.
If your Aetna or Blue Cross plan is a standard health insurance plan, it generally doesn't qualify as long-term care insurance under IRS rules..
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