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Yes if you don't need the Sch B and $20 doesn't ....
If your AGI is $73,000 or less you can probably use IRS Free File.
Yes, you have to report the $20 of interest you received from your bank. And yes, you can still use TurboTax Free Addition, if you otherwise qualify to use it.
TurboTax Free will handle the following situations (assuming no added tax complexity):
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