Did you take a disaster distribution at any time between 2017-2020?

[jamesalot]

I've been struggling with this as well. Clarifying question: Is this "disaster distribution" directly related to "retirement plan distributions" as stated on Form 8915?

[JohnB5677]

Form 8915-F is used to report a disaster-related retirement distribution and any repayments of those funds. It also allows you to spread the taxable portion of the distribution over three years if needed, and report prior year distribution amounts which are to be taxed in 2021.  This is probably what you are referring to.

However, the term qualified disaster distribution can refer to other programs.  You could get distributions for up to $100,000, taken by a plan participant whose main home was located in a federally declared disaster area. This special relief was enacted by congress for certain federally declared disaster victims for tax years 2016 and 2017.

[DaveF1006]

To clarify, did you have a question?

@Don Escobar