Did you take a disaster distribution at any time between 2017-2020?

[WillyD1st]

So what happens if one took a disaster distribution in 2020 but opted out of spreading the income over 3 years, is the delay necessary?

[SDun12]

"File Form 4868 request for extension of time to file.

You don't need that form if you are getting a refund."

This is really bad advice.  You do still need to file 4868 if you need extra time to file your tax return.  Doing so preserves a number of important rights that you have as a taxpayer.  While penalties for filing late are based on taxes owed, so there are none when you don't have a balance due, penalties owed aren't the only negative thing that comes from failing to timely file your tax return.   What horrible advice. 

[fanfare]

@SDun12 

You do not need to file 4868 if you need extra time to file your tax return but you will get a refund.

Also, any action or rule that is qualified with "including extensions", is available to you as long as you meet the extended deadline (usually Oct 15), even if you never did file Form 4868.

The only purpose is to pay the estimated "amount you owe" by Tax Day, April 15.

[SDun12]

That is absolutely not true @fanfare.  There are a number of things on a taxpayer's return where failure to file an extension, even when a refund is due, are not automatic if they are completed by 10/15 to include SEP contributions, many things related to foreign tax, and others. There are even a few tax court cases related to this.  The form must be on file and the extension noted for a number of things or the return isn't considered "timely filed" and elections for various things can be, and often are, denied.  

[JL1988]

If that date of March 24th is delayed again, will we need to file an extension? Is there anyway we can over-ride this hard stop in TurboTax? Should we file now and then file an amended form?

Furthermore, I don't even see the specific form TurboTax says I need. Is there another name for the 8915E-T? It is not showing that form availability on that page.

This is a large chunk of my refund and I want to make sure I am going the best route to correct this problem, especially with the deadline approaching. 

[fanfare]

@JL1988 

"Is there another name for the 8915E-T?"

Any indication of 8915-E as required is erroneous.

There will not be a 2021 form 8915-E.

You are currently waiting for 8915-F.

[fanfare]

Hi @macuser_22 

Can you back me up on this post ‎03-14-2022 10:27 PM

You're the one who informed me on this.

Unless I completely misread your posts last year.

[macuser_22]

---

@fanfare wrote:

Hi @macuser_22 

Can you back me up on this post ‎03-14-2022 10:27 PM

You're the one who informed me on this.

Unless I completely misread your posts last year.

---

I don't see any post at that time - on 3/14/22 at 9:30 PM and your answer is correct.    The 8915-E (-T & -S) was a 2020 only form and is replaced with the new 2021 8915-F  that is scheduled for the 3/24/2022 update.

[macuser_22]

---

@macuser_22 wrote:

---

@fanfare wrote:

Hi @macuser_22 

Can you back me up on this post ‎03-14-2022 10:27 PM

You're the one who informed me on this.

Unless I completely misread your posts last year.

---

I don't see any post at that time - on 3/14/22 at 9:30 PM and your answer is correct.    The 8915-E (-T & -S) was a 2020 only form and is replaced with the new 2021 8915-F  that is scheduled for the 3/24/2022 update.

---

Do you mean the post at 7:27 and 7:48 about extensions?

Unless you file an extension by the due date (4/17/2022) OR have filed the 2021 tax return by the due date then an extension *is* necessary.

A timely filed tax return by the due date (4/15/22) is granted an automatic extension so a separate extensions is not needed.   (There will be no late penalty for paperwork filed late if the basic tax return was filed on time.)   [I forget the section of the tax code that spells out automatic extensions".]

This can come into play for "return of contributions" from retirement plans that must be done before the due date (or extended due date).   Timely filing a tax return before the due date  gives until the extended due date to remove the contribution without filing an separate extension.

[Brib3]

I am having this same problem. Accident checked yes to receive disaster distribution thinking it was the stimulus checks now turno won't let me efile because it won't let me edit and unchecked that box! Arg! It won't let me delete and start over because I already payed! Also it filled in a incorrect box when I took a photo of my 1099 and will not let me edit it to the correct state! Please help I need to efile, I filed my taxed by mail last year and and took over I year to get my return, I need this money now! Will never recommend/use turbo tax again!

[macuser_22]

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@Brib3 wrote:

I am having this same problem. Accident checked yes to receive disaster distribution thinking it was the stimulus checks now turno won't let me efile because it won't let me edit and unchecked that box! Arg! It won't let me delete and start over because I already payed! Also it filled in a incorrect box when I took a photo of my 1099 and will not let me edit it to the correct state! Please help I need to efile, I filed my taxed by mail last year and and took over I year to get my return, I need this money now! Will never recommend/use turbo tax again!

---

Delete any 1099-R's and 8915 forms and re-enter the 1099-R.

https://ttlc.intuit.com/community/accessing/help/how-do-i-view-and-delete-forms-in-turbotax-online/0...

[fanfare]

@macuser_22 

OK

You are saying that filing Form 1040 by tax day is the same as filing Form 4868 by tax day.  ( I misheard you before and left that part out mistakenly above).

[SDun12]

@fanfare  filing an extension also extends the statute of limitations to claim a refund by 6 months.  Simply ignoring it leaves your statute at April 15 (or 18 or whatever the case may be) for that year. If an extension is on file - you get that extra six months.  You also gain that six months to make certain elections (although not all elections are allowed to be made during that extension period - such as traders mark to market or the option to change from MFJ to MFS.)   If you are waiting for a social security number for your child for at tax credit you must file the extension to be able to claim the credits after the initial tax deadline.  If you file between 4/15 and 10/15 and you didn't extend, your credit will be denied because the SSN wasn't issued prior to your "due date".  Since one can't always predict when they may benefit from this extra six months (such as extending the statute to claim a refund), then the form should always be filed even if a refund is expeected.  

However, if you don't file the form, you don't extend those statutes or the time to make certain elections (granted, this won't apply to many taxpayers, but the extension of the refund statute and the ability to make things like SEP contributions is invaluable when it IS needed).   The form isn't simply a method of making a payment - the payment is entirely optional - even if you owe.  That's clear on the form itself, though it's also clear that penalties and interest apply for paying late.  

While most of the time it's not the end of the world if the extension form isn't submitted for taxpayers owed a refund, as what most of them are concerned about is the penalty for filing late (for which there is none, of course, if owed a refund) the form should still be filed whenever possible.  It's important.   It's not just a form for show.  Some states automatically extend without a form, but the IRS does not.  

[gfeldt]

I found the answer. The problem is causes by TurboTax *asking the same question twice*. You have to answer "yes" to the first one and "no" to the second:

1. Go to "Wages & Income"
2. Scroll down to "Retirement Plans and Social Security
3. Open "IRA, 401(K) Pension Plan Withdrawals(1099-R)"
4. Select "Continue" (you don't need to add any income forms)
5. Question: "Have you ever taken a disaster distribution before 2021?"
6. Answer: "Yes"
7. Question: "Did either of you take a disaster distribution at any time between 2018 and 2022?"
8. Answer: "No"

You should be able to e-file after anwering the two disaster distribution questions in this manner.

[jellybeansrus]

I tried this and it did not work for me.  I still got the popup at the end stating I could not file.