Can I take credit for the portion paid by my insurance coverage ?

[jdhbone]

medic care and blue shield blue cross coverage . can that be my cost as well ?

[xmasbaby0]

For medical expenses?  No.  You cannot enter amounts that were covered by insurance.

MEDICAL EXPENSES

The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2025—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.

To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

[VolvoGirl]

You can deduct any medical payments you actually made in 2025.  But not the part the insurance paid.  You can deduct the insurance premiums you paid.  Like if you get Social Security and they deduct Medicare then that is a deduction.  But you just enter it from the SSA -1099 and it will automatically go to schedule A deductions.