Can i save the extra $40.00 fee and not go threw a 3rd party ?

[ee-ea]

https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund...

[DoninGA]

Yes, and you should not use the pay with refund option which has the $40 service charge, there are to many difficulties when you do so.

You can pay the TurboTax account fees with a credit or debit card with No additional charge and Not use the pay with refund option.

See this TurboTax support FAQ for removing the pay with refund option - https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/remove-pay-refund...