Can I claim itemized house deduction if I am on the Deed but not on the mortgage? 50/50 house ownership with the ex-boyfriend, pay 50/50 mortgage.

[kribeir]

My ex boyfriend and I bought a house together, he is on the mortgage, I am not But we both are on the Deed of Trust. We pay the mortgage 50/50. I send money to his bank and he pays teh mortgage directly. Can we both claim the deduction?Or only he can?

[MichaelDC · Accepted solution]

Only he can.

According to the IRS, to qualify to be able to claim mortgage interest, you need to:

1. Own the home
2. Be liable to pay the mortgage, and
3. Make the payments (He makes the payments.)
   

See this link for further info: http://turbotax.intuit.com/support/go/GEN85402