Backdoor Roth IRA & Form 8606 (TurboTax Desktop)

[rkw750]

Backdoor Roth IRA & Form 8606 (TurboTax Desktop)

Title: Backdoor Roth IRA – Form 8606 validation (TurboTax Premier 2025 Desktop)

I am using TurboTax Premier 2025 Desktop (installed client software, not the online version) and want to confirm that my backdoor Roth IRA was reported correctly.

Facts:

• After‑tax contribution made to a non‑deductible Traditional IRA
• Funds were converted to a Roth IRA in the same year
• No balance in any Traditional IRA as of 12/31/2025
• Form 8606 Line 14 from the prior year = $0

For my 2025 return, TurboTax generated Form 8606 with:

• Line 16: $7,001
• Line 17: $0
• Line 18: $7,001

Questions:

1. Can you walk me through the TurboTax Premier 2025 Desktop steps to ensure my backdoor Roth IRA was entered correctly?
2. Given the facts above, do these Form 8606 line values look correct for a clean backdoor Roth with no pro‑rata impact?
3. Where does TurboTax Desktop track non‑deductible Traditional IRA basis year‑to‑year — is it only carried forward via Form 8606, or stored elsewhere in the software?

[DawnC · Accepted solution]

Line 18 is taxable, it looks like you are missing the non-deductible IRA contribution entry.   The link below has the detailed instructions for both steps.   To verify step one was done correctly >>  Go to the Traditional IRA and Roth IRA screen, 

1. check the Traditional IRA box and select Continue.
2. On the Is This a Repayment of a Retirement Distribution? screen, select No.
3. On the Tell Us How Much You Contributed screen, enter the amount contributed and select Continue.
4. On the Did You Change Your Mind? screen, select No, then answer the questions on the following screens.
5. When you reach the Choose Not to Deduct IRA Contributions screen:  (see Note)
6. Select Yes, make part of my IRA contribution nondeductible.
7. Enter the amount you contributed.
8. Select Continue.

Note: If none of your contribution can be deducted, you won't see the option to make part of it nondeductible. Instead, you'll see the message Income Too High To Deduct an IRA Contribution, and the full amount of your contribution will automatically be nondeductible.

On the Your IRA Deduction Summary screen, review the info and select Continue.

How do I enter a backdoor Roth IRA conversion?

It is tracked on Form 8606 and it is on the IRA Information Worksheet .