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Are any other qualified single seniors being deprived of the $6k deduction?

 
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3 Replies

Are any other qualified single seniors being deprived of the $6k deduction?

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

 

 

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

 

 

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

 

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

 

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
JohnB5677
Expert Alumni

Are any other qualified single seniors being deprived of the $6k deduction?

 

Social Security is still being taxed as it was in the past; 

 

However, there's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

  • This deduction is for qualified individuals.
    • Age: You must be 65 or older by the end of the tax year (e.g., born before Jan 2, 1961, for 2025 returns).
    • Income Limits: Your Modified Adjusted Gross Income (MAGI) must be below certain thresholds (e.g., $175k single, $250k joint for 2025), with Deductions phasing out above those levels.
    • Benefit: Up to $6,000 (single) or $12,000 (joint) Additional standard deduction to reduce taxable income. 
  • Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).

The full taxable amount is included in your gross income on Form 1040; however, the Senior Deduction is reflected on line 13b.

 It is reflected on Schedule 1A, Part V, Line 37

 For more information, see Deductions for Seniors.


 

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Are any other qualified single seniors being deprived of the $6k deduction?

@user17691042739 

 

No....most seniors who think they aren't getting it, they are looking on the wrong line of their 1040.

 

The new 6000/12,000 sr deduction is on line 13b of the 1040.

The regular Sr deduction is on line 12e of the form 1040.

___________________

Senior , in this case, means age 65 or higher during 2025.

 

True, if your income is too high, it may phase out,

...and those Seniors filing MFS, aren't allow any of it no matter what their income.

 

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*

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