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1099-R for Roth 401(k) Earnings Prior to 59 1/2

I received a 1099-R for a $0.38 distribution (Box 1) of Roth 401(k) earnings. Box 2a shows the $0.38 as taxable amount. I'm 57 so this seems to be correct and $0.08 was withheld for federal tax (Box 4). I was informed by a representative of the custodian that the Roth distribution was taxable because I'm under 59 1/2. This was tiny amount left behind after rollover the Roth 401(k) into a Roth IRA so the impact is negligible, but I want to enter everything accurately when filing. However, when I try to enter these values into TurboTax 2025, it won't let me enter the amounts unless I change the taxable amount in Box 2a to $0, which is not correct from what I was told and independently read on the IRS site. So, this appears to be a bug that needs to be fixed or I need to have some direction how to get this entered properly.

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2 Replies
MindyB
Expert Alumni

1099-R for Roth 401(k) Earnings Prior to 59 1/2

Since the distribution you received is less than 50 cents, it rounds to zero.  You do not need to report this.  You can delete the 1099-R you entered, and just save the document with your tax records.

1099-R for Roth 401(k) Earnings Prior to 59 1/2

Got it. Thanks!

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