Why is Turbo Tax not allowing an IRA contribtion

[JeanneR]

We $91,000 of W-2 income.  The IRA contribution work sheet states that we are not allowed a deduction, but gives no explanation.  We do not a 401K plan, so I do not understand the disallowance.

Has anyone had a similar experience?

[Opus 17]

What is your filing status?

Is "retirement plan" in box 13 checked in any of your W-2s?  Did you accidentally check "retirement plan" when entering your W-2?

[JeanneR]

Married filing jointly. No to both retirement plan questions. 

[SharonD007]

Without knowing your specific tax situation, I'm unable to determine if your IRA contribution is deductible. It depends on your filing status, your eligibility to contribute to an employer-sponsored retirement plan ( 401(k) or 403(b), and your Modified Gross Income (MAGI). 

For more information, review the TurboTax articles Deductions Allowed for Contributions to a Traditional IRA and How much of my Traditional IRA contribution is deductible in 2025?