Why does TurboTax say "We see XXX had a break in HDHP health plan coverage during 2024"? The previous question about coverage on 12/1/23 was answered with family

[AnnetteB6]

Take a closer look at the question on the screen just prior to the one telling you there was a lapse in coverage.

If both you and your spouse are covered under the same family plan, then the person with the HDHP in their name will indicate they had a family plan.  The other person will indicate they had None because the HDHP was not in their name.  

[don145]

That's a really poorly worded question.