Where is the MAGI worksheet for Roth IRA purposes?

[millerrhugh]

Ref: page 41 of IRS Pub 590-A

Ref: page 19 of instruction for form 1099-R

This 1099-R represents a conversion form a traditional IRS to a Roth IRA

I have a 1099-R with Box 7 = 7 and IRA/SEP/Simple box checked

This seems correct based on option (b) "for a Roth conversion if at least 59 1/2"

But the ROTH contributions for 2025 are listed as excess since this particular distribution is not subtracted in line 2 of the MAGI for Roth IRA purposes worksheet.

I can't find the worksheet within desktop TurboTax deluxe.

Your help is appreciated.

[dmertz]

TurboTax does this calculation behind the scenes and does not provide a way to view the calculation.  For most people MAGI for the purpose of a Roth contribution is AGI minus the amount of any conversions to a Roth IRA.  In less common cases there are a few additions to AGI.  The entire calculation, which TurboTax implements correctly, is described here:

https://www.irs.gov/publications/p590a#en_US_2025_publink1000230985

For TurboTax to treat the code-7 distribution as a Roth conversion, you must indicate that you moved the money to another retirement account and that you converted the entire amount to Roth.

[millerrhugh]

Yes, the challenge was where to "indicate that you moved the money to another retirement account and that you converted the entire amount to Roth."

I eventually found the spot by opening the specific 1099-R form within TT and scrolling way down the form and then verifying the amount in line B4 was correct and then I checked the box on line B5.

Once that change was made, the 'incorrectly identified' excess ROTH contributions went away.

Thanks!