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sjworendo
New Member

where do I find the special $6000 deduction for seniors in Turbotax?

 
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2 Replies

where do I find the special $6000 deduction for seniors in Turbotax?

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

 

The deduction is not on the same line as your standard deduction.  It is shown separately.

 

 

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

 

 

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

 

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

 

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

 

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-retur...

 

If you are not getting the senior deduction it is because

Your date of birth in MY INFO shows that you were not 65 by the end of 2025

Your income is too high

You are filing married filing separately

 

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
JohnB5677
Employee Tax Expert

where do I find the special $6000 deduction for seniors in Turbotax?

It's on line 13b of the 1040 tax return.  It may be included with other credits from ‌Schedule 1A

 

Social Security is still being taxed as it was in the past; however, there's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

The full taxable amount that is included in your taxable income is on line 15 of Form 1040.

  • You will only see the base Standard or Itemized deduction on ‌line 12e.
  • However, the Senior Deduction is reflected on line 13b of Form 1040.
  •  It is reflected on Schedule 1A, Part V, Line 37

There's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

  • This deduction is for qualified individuals.
    • Age: You must be 65 or older by the end of the tax year (e.g., born before Jan 2, 1961, for 2025 returns).
    • Income Limits: Your Modified Adjusted Gross Income (MAGI) must be below certain thresholds (e.g., $75k single, $150k Married Filing Jointly for 2025), with deductions phasing out above those levels.
    • Benefit: Up to $6,000 (single) or $12,000 (joint) Additional standard deduction to reduce taxable income. 
  • Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).

 For more information, see Deductions for Seniors.

If you and your spouse are both 65 or over, everything is evaluated for both of you.

  • The phase-out begins at $75,000 (single) or $150,000 (married filing jointly)
  • If you (as a couple) had an income under $150,000 there is no phase-out for either of you.
  • If your income is above $150,000, it will affect both of you.
  • The deduction begins to phase out above these limits, fully disappearing at $175,000 for singles and $250,000 for couples. 
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