where do I enter nontaxable health care reimbursement account $ to be taken into account for TPA calculation on the online version? No HRA section on medical deductions

[MaryK4]

For a nontaxable Health Reimbursement Account (HRA), there is typically nothing to enter in TurboTax Online. Because these funds are employer-provided and already tax-free, they do not qualify for a deduction and are not reported as income. 

[Shorenut]

If I don't enter something somewhere, turbo tax will automatically add a TPA credit that I should not qualify for based on the HRA received. So, something has to be entered to balanced out the 1095 A information.

[MarilynG1]

In your 1095-A entry, adjust the amount in Column C for Advance Payments  by the total HRA amount you received, divided by number of months reported on your 1095-A.  For example if your Column C shows $1200 for all 12 months, and you received $2400 in annual HRA reimbursement, you enter the Column C amount as $1000 (adjusted by $200 each month, totaling $2400).  If your Column C shows $0, you would enter $200 in this example. 

This will reduce or eliminate your excess PTC amount accordingly. Although this does not match your 1095-A, the IRS is looking to see that Form 8962 is created, and this properly accounts for your reimbursement amount, since there is not another way of linking that with a 1095-A. 

@Shorenut 

[Shorenut]

I don't think this will get me the desired result. I should not qualify for the TPA or any marketplace incentive given the HRA. This would only reduce the amount of TPA, I could inflate the column C entry to force a TPA of 0, but that would confuse the IRS thinking that I did receive a monthly premium tax credit that I am not entitled to when in fact I did not receive any tax credit during the year. This should be a fairly simple case with a workaround that complicates the tax return further.

[DaveF1006]

Yes, you are correct. Do not inflate Column C (Monthly PTC paid to you). That column reports what the government already paid to your insurer. If you enter a number there that doesn't match the 1095-A the IRS has on file, you’ll trigger an automated CP2000 notice because your data won't match their records.

The Correct "Workaround"

Instead of trying to offset the credit within the 1095-A entry screen, you need to address the Eligibility section of your tax software. Here is how you typically handle an HRA-related disqualification:

1. Look for the "Eligibility" Questions: Most software asks, "Were you eligible for employer-sponsored coverage that was affordable?" or "Did you have access to other coverage?" You should answer Yes for the months you had the HRA. 
2. The "Affordability" Test: If your HRA is a QSEHRA (Qualified Small Employer HRA) or an ICHRA (Individual Coverage HRA), it generally makes you ineligible for the PTC if the "affordable" threshold is met.
3. Check the 1095-A Entry: Ensure that Column C is $0 (assuming you didn't actually take the advance credit).

The Result: If the software is working correctly, once you indicate you were eligible for other affordable coverage (the HRA), it should calculate your PTC as $0 automatically without you needing to "force" it.

Why Form 8962 Might Still Appear

If you received a 1095-A, the IRS expects to see Form 8962 on your return, even if the net credit is $0. The "workaround" isn't to hide the form, but to ensure Part II of that form calculates a "Prorated Maximum PTC" of $0 based on your HRA eligibility.

Quick Note on HRA Types:  * ICHRA: If you accepted the ICHRA, you are disqualified from the PTC for those months, regardless of affordability.QSEHRA: Your PTC is reduced by the amount of the QSEHRA benefit. If the benefit exceeds the credit, the credit is $0.

[Shorenut]

You are right on the tax implications and rules. My problem is not tax knowledge, but tax software complications. I still have not been able to find, in turbo tax, the place where I can enter the eligibility that you state above. The online version of turbo tax that I am using does present that option to accurately report on my tax filing.   I am currently looking at other online tax software for my taxes and there is no step-by-step procedure with turbo tax online to do what you specify above or any other way that I have been able to find.

[RobertB4444]

The way to get to the eligibility questions is to delete the 8962 and then add it back in.  That will trigger the questions.  They aren't triggered if the 8962 is carried forward from the prior year.

Here's how to delete a form in TurboTax.

[Shorenut]

I deleted form 8962 as stated using turbo tax online version. I went through the questions Health care and 1095-A questions/entries and no questions about HRA came up (retiree non-taxable). It is still calculated a PTC tax credit.  If you are able to this with turbo-tax this year, then your version of turbo-tax must be different than the online version that I am using or something else is going on.

Unfortunately, I am still not able to correct this.

[CatinaT1]

Please call TurboTax Customer service if you are still experiencing this problem.  Here is a link:  Turbo Tax Customer Service