Eligible deductions exceed the standard deduction. Why wont Turbo Tx allow the higher number?

[jamesetracy]

Mtg int 7,538, Prop tx $7,176, Donat $4,406, Medical $18,381.  AGI $121,713, Std ded $26,600.

[MichaelL1]

If that is your medical gross deductions they get reduced by 7.5% of the your AGI, so that is over $9,000 reduction and that will put you below the standard deduction.

[MichaelL1]

Well you would be at around $27K if I figured it right.  I wonder if you are getting credit for all the mortgage interest.

[jamesetracy]

How would I know?  Regular mtg int $2,800 and Home Eq  $598.

[MichaelL1]

You listed $7,538 in question, but it is really $2,800 and $598 correct?

[jamesetracy]

In addition there is $414 points to total $3811.91.  Rather than the &7,538 listed on the recap form (2018 Deductions and Credits.  That is probably the reason for the confusion.  Thanks for your help.

[MichaelL1 · Accepted solution]

Ok your standard deduction is $26,600

From the question and comments you have these approx amounts

Medical  $9,300  (after reduction for 7.5% of AGI)

Mortgage interest  $3,800

Property taxes  $7,200

Contributions $4,400

This totals = $24,700 which is close to standard of $26,600 but less. 

TurboTax will take the higher of the two and give you the one that benefits you the most.