The question on the interview screen before this question asks, "If both you and your spouse are covered under the same Family plan, then the person with the HDHP in their name will indicate they had a family plan. The other person will indicate they had None because the HDHP was not in their name. "
- You will answer NONE, for the person who didn't have an HSA in 2024.
- You will answer NONE, for the spouse who had an HSA but didn't contribute to their HSA in 2024.
- You will answer NONE, for the spouse that was covered by an HDHP policy for each month of 2024.
This will eliminate TurboTax displaying "We see (spouse) had a break in HDHP health plan coverage during 2024".
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