should I sign up for Medicare

[ADRIAN1957]

I am 66 years old and when I turned 65 started to sign up for Medicare

My wife has a Family plan that covers me and also an HSA account. When I was signing up it mentioned if I was covered by an HSA account I could not sign up for Medicar. Is that true

[Bsch4477]

It’s the other way around. If you’re on Medicare you can no longer contribute to your HSA. 

[ADRIAN1957]

ok so that means I am better off skipping Medicare and staying on my wifes plan with teh HSA. She is 14 years younger than me and I will probably retire in a year or two while she has about 10 years to go before taking early retirement.

[Bsch4477]

In some circumstances there is a penalty for delaying Medicare. I suggest that you call Medicare and explain your situation to avoid any future surprises. 

[xmasbaby0]

@ADRIAN1957 

Here is some information on delaying enrollment  in Medicare:

https://faq.ssa.gov/en-us/Topic/article/KA-02995

[ADRIAN1957]

Very Helpful   Thanks

[dmertz]

You being covered by Medicare has not effect on your wife's eligibility to contribute to her HSA.  It only affects your eligibility for you to contribute to your own HSA.