After I took what would have been an RMD, the government decided that RMDs are waived in 2020. My broker said I could just repay the exact amount of the distribution, but my 5498 shows it as a rollover contribution. My 1099 includes the distribution so Turbotax tells me the contribution isn't allowed since I don't have earned income. The distribution is taxable but the contribution doesn't count as a deduction. Any ideas how to handle this? Thank you.