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sehanford
New Member

Isn't there a $6000 additional standard deduction for seniors?

How do I obtain the Senior Standard Deduction?
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3 Replies

Isn't there a $6000 additional standard deduction for seniors?

Actually no, but that's only because this additional deduction is not part of the standard deduction. It is a separate deduction computed on Schedule 1-A that carries to line 13b of your 1040.  

Isn't there a $6000 additional standard deduction for seniors?

It is not part of the standard deduction.   It is a bonus deduction on a separate line.  Here's more info on how to view it. 

NOTE:   The new deduction starts to phase out for single taxpayers with modified adjusted gross income over $75,000; $150,000 for joint filers.

 

For seniors age 65 and older and who meet the other qualifications for the new Enhanced Senior Deduction, TurboTax automatically fills out Schedule 1-A in the background and then enters the amount of the deduction on the Form 1040, Line 13b.  It is not part of the standard deduction--it is a completely separate deduction on its own line.   If you are "married filing jointly" and both qualify, then you both get the new deduction.  If you are "married filing separately", however, you are not eligible.   Single filers, HOH filers, and qualifying surviving spouse, if they otherwise qualify, are eligible.

 

You appear to be using Online TurboTax--at least that is what a tag shows underneath your question above.  If you are still preparing your online return, and want to verify that you received that new senior deduction, here's how you can preview the Form 1040 and confirm you are getting the enhanced senior deduction.   If you already printed out a copy of your return, you can view the Form 1040, Line 13b and Schedule 1-A where it was calculated.  If still preparing your return, here's how to preview it:

 

  • With your return open go to the left column menu, and click on TAX TOOLS, then subtab TOOLS.
  • In the Tools window choose "View Tax Summary."
  • On that Tax Summary screen you should see that you are getting "Additional Deductions (Schedule 1-A)."
  • Then, while still on that Tax Summary screen,  you can further verify it by going over to the left column menu and under Federal clicking on "Preview my 1040."  That opens up the Form 1040 Worksheet.   
  • Scroll down to Line 13b, and the figure there includes the enhanced senior deduction from the Schedule 1-A.
  • And while you are there, you should see your standard (or itemized) deduction on Line 12e.
maglib
Level 11

Isn't there a $6000 additional standard deduction for seniors?

@sehanford existing extra standard deduction of $6k for seniors. When you input your proper date of birth, TT will do all your calculations.

For tax years 2025–2028, most seniors (65+) pay no federal tax on Social Security due to a new $6,000/$12,000 deduction, provided income is below $75,000 single/$150,000 joint. While not fully eliminated for all, this deduction significantly reduces tax liability, aiming to exempt 88% of seniors.  

Review FORM 8582 to see the calculations TT did for you.

The vast majority will have no tax on their social security,  which once again is not a benefit to the richest.

**I don't work for TT. Just trying to help. All the best.
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