Is my loan co owned if my ex husband is still on it, but I pay for all of the house?

[pk]

@tsta456926 , mortgage document ONLY assigns / recognizes liability i.e. your ex is still liable for the amounts owed.  Generally title document of the property is the main document that declares ownership  ( the lender having a claim against it for the amount of mortgage) and usually both documents reflect the same names but do not have to be.   If your ex is still on the title deed then he/she is still part owner as well liable for the mortgage amount.

Does this answer your query ?  Is there more I can do for you ?

[MonikaK1]

Assuming your question relates to whether you can deduct all of the mortgage interest on your home:

If you are listed as a borrower on the loan, you are legally obligated to pay the debt and you actually make the payments, then you can claim the mortgage interest deduction.

In the settlement of property in a divorce, a home is often awarded to one of the parties, but both parties' names remain on the loan unless it is refinanced.

Please see this article for more information on home mortgages.