Is goldmoney.com considered a foreign bank account? I fill out a FBAR every year but not sure how to answer "Tell us about any foreign bank accounts...

[RichardG]

According to the website, this organization is located in Canada and in the Channel Islands.  While I cannot determine the exact nature of this institution, it does appear to offer overseas banking or financial accounts or trust arrangements that may require reporting to the IRS, depending on the amount held in your account during the year.