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In Wages and Income, it prompts me about my spouse's health insurance coverage lapse... however my spouse had no lapse in coverage. Why does it think there is a lapse?
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posted
June 4, 2019
4:30 PM
last updated
June 04, 2019
4:30 PM


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In Wages and Income, it prompts me about my spouse's health insurance coverage lapse... however my spouse had no lapse in coverage. Why does it think there is a lapse?
When going through the questions, you will get to a screen entitled "What type of High Deductible Health Plan did [spouse] have on December 1st 2016?" (see screenshot below). If your spouse was covered under your health insurance plan, then you should select "none" not "family or self-only." You are selecting none because your spouse does not have their own coverage, they are covered under your plan. If you select one of the other options, then you will get the notification about a coverage lapse.
June 4, 2019
4:30 PM
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In Wages and Income, it prompts me about my spouse's health insurance coverage lapse... however my spouse had no lapse in coverage. Why does it think there is a lapse?
@dmertz can you come to the lounge?
*Answers are correct to the best of my ability at the time of posting but do not constitute legal or tax advice.*
June 4, 2019
4:30 PM
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In Wages and Income, it prompts me about my spouse's health insurance coverage lapse... however my spouse had no lapse in coverage. Why does it think there is a lapse?
"What type of High Deductible Health Plan did [spouse] have on December 1st 2016? I selected Family. He has HDHP coverage through his current employer.
The next question tells me that my spouse had a break in his HDHP coverage in 2017 and to select the reason why. He was covered for all 12 months. Why is it telling me he had a break? What answer do I choose? Will this affect my return amount?
The next question tells me that my spouse had a break in his HDHP coverage in 2017 and to select the reason why. He was covered for all 12 months. Why is it telling me he had a break? What answer do I choose? Will this affect my return amount?
June 4, 2019
4:30 PM
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