If my standard deduction is greater than my mortgage interest. Do i still have to file form 1098 or can i omit it since it does not impact my debt or refund from the irs?

[joseph-orleans]

This info would help because if i don't have to fill out all the forms i can just keep it simple and go with standard deduction.

[Ashby · Accepted solution]

Probably, but you do have to think about the other things that go into itemized deductions to make sure the mortgage interest and the other things combined don't put you past the standard deduction amount. If you are positive that's the case, there is certainly no requirement to report your 1098-INT.

Here's the overview of what's deductible on Schedule A as a reminder:

https://ttlc.intuit.com/replies/3302335