I understand that the Savers Credit is a nonrefundable credit, but TT calculated a refund... I don't think that's correct....can you please explain....Thanks, Steve

[CarolynM]

The Saver's Credit is non refundable, but taxpayers who qualify for this tax credit are often eligible for tax credits that are refundable. 

And even though it is non-refundable, by reducing your tax liability, it can increase your tax refund from the taxes you have paid. 

For more information, follow these links:

https://www.irs.gov/credits-deductions-for-individuals

https://turbotax.intuit.com/tax-tips/tax-deductions-and-credits/what-is-the-savers-credit/L3LyopRkK