I refinanced my mortgage and added my unmarried partner. Do we split the mortgage interest or should I still claim it?

posted

For the mortgage interest, if you and your partner are both on the loan, then you each deduct what you actually pay.

For the property taxes, you can only deduct the part you actually pay, and only if you are an owner of the property. If, somehow, your partner is on the loan but not the deed (which would be a huge oversight by your partner, as they are now obligated on a debt for property they have no legal right to) then they can't deduct property taxes even if they contributed to the escrow payments.

Yes, you can split the mortgage interest. Each of you can deduct their portion of interest paid. When entering the 1098 only enter the amount that you actually paid, not the full amount.