I need to file my US tax return however I live in Canada and do not have a US financial institution credit card

[gabscleve00]

I need to help with finding a way how to file my taxes since I do not have a US credit card. I would like to talk to someone over the phone if possible

[Carl]

You can either drive across the border, or go to your nearest U.S. Embassy or consulate office (whichever is closer) and purchase a pre-paid VISA in U.S. funds. Then register that card with a valid U.S. mailing address, and a valid 10-digit U.S. phone number on the internet. After registration you may need to give it a few hours for that registration information to propagate across the internet to wherever it needs to propagate to.  Then you can use that card to pay your online TurboTax fees with.

Note that all U.S. Embassies have a U.S. banking facility in them. But not all consulate or satellite offices do. So if a consulate or satellite office is your closest option, I would recommend you call them first to confirm they have a U.S. Banking factility in them, and confirm they can sell you a pre-paid VISA card IN U.S. FUNDS.

[Critter-3]

If you qualify you could use one of the IRS FREE FILE options:

1. Go to gov/freefile to see all Free File options.
2. Browse each of the 10 offers or use a "look up" tool to help you find the right product. Each Free File partner sets its own eligibility standards generally based on income, age and state residency. But if your adjusted gross income was $69,000 or less, you will find at least one free product to use. Two products are in Spanish.
3. Select a provider and follow the links to their web page to begin your tax return.
4. Complete and e-file your tax return only if you have all the income and deduction records you need. The fastest way to get a refund is by filing electronically and selecting direct deposit. If you owe, use direct pay or electronic options.

You do not have to be EITC eligible in order to qualify for Free File. Any individual or married couple that meets the income limitation can qualify. First-time filers or college students are key users. Military personnel who meet the income requirement can use any of nine partner products. And seniors who want to file the new Form 1040-SR because they are over 65 and taking the standard deduction also can use Free File.

Remember, if you meet the income requirement you will find at least one free online product. To avoid fees for state tax returns, look for a partner that offers free state tax return preparation or check out your state's tax agency website to see if they are members of the State Free File program.