Repairs, maintenance, and improvements to your personal residence property are not deductible from current income. If you make major improvements which increase your home’s market value or extend its useful life, you can add the cost of the improvements to the cost basis of your home, and you get the benefit when you sell.
You might find it helpful to read IRS Pub. 530, Tax Information for Homeowners
http://www.irs.gov/pub/irs-pdf/p530.pdfand IRS Pub. 523, Selling your home
http://www.irs.gov/pub/irs-pdf/p523.pdfTrying to get a deduction for a deductible is not worth the effort. That is deductible only as a Casualty itemized deduction. To get that you first have to determine the value of the property before and after the loss and then consider the insurance payments. Given that the deductible is the gross loss, then you first have to reduce that by $100, leaving $900, then you have to further that amount by 10% of your adjusted gross income. So if your agi is more than $9,000, that leaves zero as a deductible loss.