I made HSA individual contributions of $4300 and it state I had an excess contribution of $4300. I don't understand why Turbo Tax is saying this.

[ejmilian]

I had HDHP all year. Any assistance would be greatly appreciated.

[Mike9241]

1) Were you covered by a Deductible Health Plan for every month of 2025? 

2) Did you have any other full medical insurance coverage under a plan that was not an HDHP (speciality insurance like for certain diseases, vision coverage and dental coverage don't count.

3) Were you covered by Medicare? There may be a 6-month lookback. You are not qualified to have an HDHP for months covered by Medicare.

4) Were you covered by a Flexible Savings Account? your ineligible to have an HSA.

if you can't find the reason here, you'll need to contact support to review your return to identify the issue. This forum has no access

[NCperson]

@ejmilian the typical mistake is that you contributed $4300 via your paycheck and that shows as Code W on Box 12 on the W-2..... so far so good! 

But then there is a question in the HSA section asking whether you contributed to your HSA; the question is asking about direct contributions and do NOT consider the $4300 in Box 12 of your W-2. Your answer should be zero!

is that the issue?