I have an HDHP plan until June 2023 and I will change my plan to a low deductible health plan on July 1st. How much can I contribute to my HSA?

ensa122527 · ‎February 2, 2023

Can I contribute the full amount before July 1st? Family contribution of $7750.

MinhT1 · ‎February 2, 2023

No.

You can only contribute for the months you have a HDHP.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

View solution in original post

MinhT1 · ‎February 2, 2023

No.

You can only contribute for the months you have a HDHP.

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

Mike9241 · ‎February 2, 2023

the computation is pro rata so 6 months means 1/2 the maximum. provided your spouse did not have any disqualifying health insurance for the first 6 months.

ensa122527 · ‎February 2, 2023

Thank you all. Much appreciated.

Expert does your taxes

Do it yourself

Resources

Support

I have an HDHP plan until June 2023 and I will change my plan to a low deductible health plan on July 1st. How much can I contribute to my HSA?