I had a slab leak caused by broken water supply lines under my house. My homeowners insurance did not cover the cost of repairs. Are the cost of repairs deductible?

whoffman · ‎February 17, 2026

Are the cost of repairs to your house covered when excluded in your homeowners policy?

MonikaK1

Under current tax law, personal casualty losses are not deductible except for those attributable to federally declared disasters.

See this TurboTax help article for more information.

@whoffman

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xmasbaby0

Sorry--no -- that is not deductible. Only losses that are the result of a federally declared disaster can be deducted.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

MonikaK1

Under current tax law, personal casualty losses are not deductible except for those attributable to federally declared disasters.

See this TurboTax help article for more information.

@whoffman

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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I had a slab leak caused by broken water supply lines under my house. My homeowners insurance did not cover the cost of repairs. Are the cost of repairs deductible?