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I bought a house in Dec 2021. Can I deduct that mortgage expense?

No 1098 was issued because it was at the end of the year.
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2 Replies

I bought a house in Dec 2021. Can I deduct that mortgage expense?

what mortgage expense if you paid nothing on the mortgage. however, points would be deductible in the year of purcahse.

MaryK4
Expert Alumni

I bought a house in Dec 2021. Can I deduct that mortgage expense?

If it was your primary or second home and you itemize deductions you can deduct the mortgage.  A lender does not have to issue a 1098 if the interest paid was less than $600.

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