HSA

[ig90]

I have entered the total HSA contribution from my W2, i.e., 3300, and also answered all the questions. If I don't enter this box (box 12w) and instead enter my contribution -- I am being taxes less. Note that out of 3300 - I have contributed 2800, and employer 500. What's the right way to report this and get a tax benefit?

[Mike9241]

you got a tax benefit. Wages in box 1 of your w-2 was reduced by your personal (2800) HSA contributions. you were not taxed on the employer portion. you can not deduct the 2800 on your 1040

the reporting is done through your w-2  using code w and the amount 3500. this flows to line  9 of form 8889. 

the IRS states that for 12w amounts are all considered employer contributions.