HSA Special Contribution Limits for 60-63 Year Olds

[COUGARGREG]

I understand there is an additional catch-up contribution of $1000 for those above 55 but I could swear that I head there was an additional special catch-up for those that are like 60-63 years old.  I can't remember the additional amount allowed but i went ahead and did the extra amount for 2025 because I'm 60.  Now, i'm getting an excess amount contributed when using turbo tax for my HSA contributions.  The IRS publication form for HSA deductions is for 2024 and not very helpful for my issue in 2025.  Is anyone aware of this possible increased contribution for those in that special age of like 60-63?

[BillM223]

There is a part of the One Big Beautiful Bill that creates an additional increase for all taxpayers (not just 55+); it in effect doubles your annual HSA contribution limit.

However:

1. This increase is subject to income limits, so may or may not apply to you, and

2. This increase does not take effect until January 1, 2026 (i.e. on next year's return)

If this is what you are talking about, wait until next year...or give us a link that supports your impression about this 60-63 update.

[dmertz]

The age 60-63 special catch-up is for employer-provided retirement plans, not for HSAs.  The tax code has no similar catch-up for HSAs regardless of the tax year.

[COUGARGREG]

That sounds right. I think I got my HSA contributions mixed up with my employer retirement contributions. The mind doesn’t work as well when you get to 60. Haha.