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boryas
New Member

HSA contribution. My HDHP covered me and kids (not my wife), and my wife's covered her only. But there is no such option ,so it assumes that she made excess contribution.

 
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dmertz
Level 15

HSA contribution. My HDHP covered me and kids (not my wife), and my wife's covered her only. But there is no such option ,so it assumes that she made excess contribution.

Because both spouses are treated as having family coverage when both are HSA eligible and at least one has family HDHP coverage, the spouses' combined contributions are subject to the family contribution limit.

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2 Replies

HSA contribution. My HDHP covered me and kids (not my wife), and my wife's covered her only. But there is no such option ,so it assumes that she made excess contribution.

the tax rules say if you had family coverage your spouse has family coverage so that's what you select.

 

dmertz
Level 15

HSA contribution. My HDHP covered me and kids (not my wife), and my wife's covered her only. But there is no such option ,so it assumes that she made excess contribution.

Because both spouses are treated as having family coverage when both are HSA eligible and at least one has family HDHP coverage, the spouses' combined contributions are subject to the family contribution limit.

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