How can I contribute to HSA with mid-year Marriage & HSA to PPO Coverage Change?

Insurance changed in July. 6 months spent on individual HSA prior to individual+spouse on PPO. Filing jointly on federal return.

What is my maximum HSA contribution for the prorated 6 months of the year? The HSA plan I was on was an individual plan...but I'm filing my federal taxes jointly.

posted

Since you were an eligible individual for only the first 6 months of 2017, your maximum contribution is 6/12 of a full-year contribution for an individual with self only coverage. That means that you would be eligible to contribute $1,700 if under age 55 in 2017 or $2,200 if age 55 or over.