Hi There,
I have a kind of unique situation and have not been able to find a clear answer.
My boyfriend (who I live with but is not my husband or my domestic partner) is on my HDHP as a post-tax eligible adult. We are the only two people on the health insurance plan. I am not claiming him as a dependent on my taxes. I understand that I cannot use my HSA funds to pay for his medical expenses, as he's not a tax dependent, but my question is: can I contribute up to the family contribution limit (rather than the individual contribution limit) for the HSA because I technically have a family HDHP (which, from my understanding, is any plan with more than one person on it)?
This post makes me think so, but my company's HR department and my HSA company can't give me an answer.
Thanks for your help!
You'll need to sign in or create an account to connect with an expert.
Read page 2 which addresses your question.
https://www.irs.gov/pub/irs-drop/rr-05-25.pdf
Yes thank you! I had actually found that and this bit is part of what makes me think that yes, I can contribute up to the family max:
Family coverage is any coverage other than self-only coverage (e.g., an HDHP covering one eligible individual and at least one other individual (whether or not the other individual is an eligible individual)).
But I wasn’t sure if that was enough confirmation considering I couldn’t find it anywhere else.
Still have questions?
Make a postAsk questions and learn more about your taxes and finances.
DD_8695
New Member
SubrosteveMA
New Member
yonghai
Level 2
swhampton7
Level 2
tom5411051
Level 1
Did the information on this page answer your question?
You have clicked a link to a site outside of the TurboTax Community. By clicking "Continue", you will leave the Community and be taken to that site instead.